If you’ve always wanted that dream home in Fort Collins, now may be your time. Springtime is the perfect time to build your dream home, not only because the beautiful weather brings out the ambitious project-planner in us all, but also because of timing and interest rate predictions.

Build Your Dream Home in Fort Collins

Building your dream home in Fort Collins is the goal of a lot of people. This beautiful area and the historically low interest rates combine to create a perfect environment for the task. And springtime is a great time for building—the winter cold is past, so contractors can work without the problems of ice and frozen ground, and if the timing is perfect, they can be inside before the high heat of summer.

One huge advantage to building in the springtime is that the ground has been drenched all winter and early spring, so your foundation can settle quickly, preventing structural problems from delayed settling that sometimes happen with building during other seasons. Another reason you might prefer spring is the sales! As you are getting carpeting and other features of your home, consider all the sales that happen during spring and summer every year.

Additionally, right now interest rates are still below 5%–something unheard of 20 years ago. They’ve been on the rise, however. Rates have been on a sub-5% streak since 2011, with the lowest rates falling sub 4.6% around August 2013 and staying there. Recent rate hikes, however, have them rising now and being forecast to keep rising. Build now and lock in that low rate so you can keep your payments low.

All in all, if you want to build your dream home in Fort Collins, now is likely the best time you are going to see for years.